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option pricing models used to cost $50k a year in bloomberg fees. they're free in 2026 and almost nobody's noticed yetblack-scholes, binomial trees, full vol surfaces - hedge funds paid terminal licensing to keep this math away from retail for 30 yearsmoat was never the math. black-scholes published in 1973, free in every university librarymoat was the terminal. $2,000/month just to run the calculationpause at 0:23- below the title on the chalkboard there's a partial formula. that formula costs
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